{"id":2038,"date":"2020-07-22T13:09:03","date_gmt":"2020-07-22T11:09:03","guid":{"rendered":"https:\/\/www.ak-ak.sk\/?p=2038"},"modified":"2023-04-24T08:26:22","modified_gmt":"2023-04-24T06:26:22","slug":"ako-vymoct-peniaze-od-dlznika-rychlejsie-a-lacnejsie","status":"publish","type":"post","link":"https:\/\/www.ak-ak.sk\/de\/ako-vymoct-peniaze-od-dlznika-rychlejsie-a-lacnejsie\/","title":{"rendered":"Ako vym\u00f4c\u0165 peniaze od dl\u017en\u00edka r\u00fdchlej\u0161ie a lacnej\u0161ie?"},"content":{"rendered":"\n<p class=\"has-cyan-bluish-gray-background-color has-background\"><strong>Viete, \u010do je to tzv. UPOM\u00cdNACIE KONANIE?&nbsp;<\/strong><\/p>\n\n\n\n<p>Jedn\u00e1 sa o s\u00fadne konanie v\u010faka, ktor\u00e9mu vym\u00f4\u017eete svoje peniaze r\u00fdchlej\u0161ie, lacnej\u0161ie a efekt\u00edvnej\u0161ie.<\/p>\n\n\n\n<p class=\"has-cyan-bluish-gray-background-color has-background\"><strong>Ak\u00e9 s\u00fa v\u00fdhody upom\u00ednacieho konania oproti be\u017ene podanej \u017ealobe?&nbsp;<\/strong><\/p>\n\n\n\n<ul><li><strong>s\u00fadny poplatok za podanie n\u00e1vrhu je len vo v\u00fd\u0161ke 3% zo \u017ealovanej istiny (v be\u017enom s\u00fadnom konan\u00ed by ste zaplatili 6% zo \u017ealovanej istiny)<\/strong><\/li><li><strong>expresn\u00e9 zr\u00fdchlenie konania<\/strong><\/li><li>do 10 dn\u00ed od zaplatenia s\u00fadneho poplatku budete ma\u0165 vydan\u00fd PLATOBN\u00dd ROZKAZ<\/li><li>do 15 dn\u00ed \u017ealovan\u00fd bu\u010f zaplat\u00ed \u017ealovan\u00fa istinu alebo pod\u00e1 odpor<\/li><li>ak \u017ealovan\u00fd nepod\u00e1 odpor v\u010das &#8211; budete ma\u0165 vykonate\u013en\u00fd EXEKU\u010cN\u00dd TITUL&nbsp;<\/li><\/ul>\n\n\n\n<p class=\"has-cyan-bluish-gray-background-color has-background\"><strong>Ako m\u00f4\u017eem poda\u0165 n\u00e1vrh v upom\u00ednacom konan\u00ed?&nbsp;<\/strong><\/p>\n\n\n\n<p>N\u00e1vrh je mo\u017eete poda\u0165 v\u00fdlu\u010dne <strong>ELEKTRONICKY<\/strong>. \u017dalova\u0165 m\u00f4\u017eete len pe\u0148a\u017en\u00fd n\u00e1rok v eur\u00e1ch a v&nbsp;n\u00e1vrhu mus\u00edte okrem in\u00e9ho uvies\u0165 uplat\u0148ovan\u00fd pe\u0148a\u017en\u00fd n\u00e1rok (v\u00fd\u0161ku dl\u017enej sumy), opis skuto\u010dnost\u00ed, z&nbsp;ktor\u00fdch vypl\u00fdva uplat\u0148ovan\u00fd pe\u0148a\u017en\u00fd n\u00e1rok a&nbsp;mus\u00edte tie\u017e prilo\u017ei\u0165 d\u00f4kazy, ktor\u00e9 preukazuj\u00fa existenciu uplat\u0148ovan\u00e9ho n\u00e1roku. V n\u00e1vrhu ako \u017ealobca mus\u00edte s\u00fa\u010dasne uvies\u0165 <strong>\u00fadaje o Va\u0161om bankovom \u00fa\u010dte<\/strong>, na ktor\u00fd V\u00e1m m\u00e1 \u017ealovan\u00fd plni\u0165.<\/p>\n\n\n\n<p>N\u00e1vrh sa pod\u00e1va<strong>&nbsp;do elektronickej schr\u00e1nky s\u00fadu na predp\u00edsan\u00fdch formul\u00e1roch<\/strong> &#8211; tento je zverejnen\u00fd na webovom s\u00eddle MS SR (<a href=\"https:\/\/www.justice.gov.sk\/eZaloby\/Stranky\/PopisSluzieb.aspx%23formulare\">https:\/\/www.justice.gov.sk\/eZaloby\/Stranky\/PopisSluzieb.aspx#formulare<\/a>). Pr\u00edlohy k n\u00e1vrhu mus\u00edte tie\u017e poda\u0165 elektronicky.<\/p>\n\n\n\n<p>Pokia\u013e ste Vy ako \u017ealobca a aj \u017ealovan\u00fd (dl\u017en\u00edk) podnikate\u013eom m\u00e1te mo\u017enos\u0165 dolo\u017ei\u0165 na preuk\u00e1zanie uplatnen\u00e9ho n\u00e1roku LEN fakt\u00faru alebo in\u00fa v\u00fdzvu podobnej povahy, ktorou sa po\u017eaduje splnenie uplat\u0148ovan\u00e9ho n\u00e1roku od \u017ealovan\u00e9ho (dl\u017en\u00edka). S\u00fa\u010dasne v n\u00e1vrhu m\u00e1te povinnos\u0165 vyhl\u00e1si\u0165, \u017ee je tento n\u00e1rok evidovan\u00fd vo Va\u0161om \u00fa\u010dtovn\u00edctve.&nbsp;<\/p>\n\n\n\n<p><strong>\u0160pecifikum je v pr\u00edpade&nbsp;sporov so spotrebite\u013eom&nbsp;ako \u017ealobcom, kedy z\u00e1kon vy\u017eaduje ako pr\u00edlohu n\u00e1vrhu aj spotrebite\u013esk\u00fa zmluvu, pr\u00edpadne \u010fal\u0161ie s\u00favisiace dokumenty.<\/strong><\/p>\n\n\n\n<p class=\"has-cyan-bluish-gray-background-color has-background\"><strong>Kam m\u00f4\u017eem n\u00e1vrh v upom\u00ednacom konan\u00ed posla\u0165?&nbsp;<\/strong><\/p>\n\n\n\n<p>N\u00e1vrh mus\u00edte poda\u0165 elektronicky a <strong>IBA na Okresn\u00fd s\u00fad Bansk\u00e1 Bystrica<\/strong>, ktor\u00fd je na upom\u00ednacie konanie ako jedin\u00fd kauz\u00e1lne pr\u00edslu\u0161n\u00fd pre cel\u00fa Slovensk\u00fa republiku.<\/p>\n\n\n\n<p class=\"has-cyan-bluish-gray-background-color has-background\"><strong>Ako bude upom\u00ednacie konanie prebieha\u0165?&nbsp;<\/strong><\/p>\n\n\n\n<p>S\u00fad na podklade Vami uveden\u00fdch skuto\u010dnost\u00ed vyd\u00e1 <strong>do 10-tich pracovn\u00fdch dn\u00ed Platobn\u00fd rozkaz<\/strong> a&nbsp;doru\u010d\u00ed ho do elektronickej schr\u00e1nky \u017ealovan\u00e9ho (dl\u017en\u00edka).&nbsp;<\/p>\n\n\n\n<p>\u017dalovan\u00fd (dl\u017en\u00edk) m\u00e1 n\u00e1sledne mo\u017enos\u0165 poda\u0165 proti doru\u010den\u00e9mu Platobn\u00e9mu rozkazu odpor v&nbsp;lehote 15-tich dn\u00ed odo d\u0148a jeho doru\u010denia. Odpor mus\u00ed \u017ealovan\u00fd (dl\u017en\u00edk) poda\u0165 elektronicky do elektronickej schr\u00e1nky s\u00fadu prostredn\u00edctvom ur\u010den\u00e9ho formul\u00e1ra a&nbsp;mus\u00ed by\u0165 od\u00f4vodnen\u00fd.<\/p>\n\n\n\n<p><strong>Ak \u017ealovan\u00fd (dl\u017en\u00edk) nepod\u00e1 odpor v\u010das (teda do 15-tich dn\u00ed), tak tento nadobudne pr\u00e1voplatnos\u0165 a stane sa riadnym exeku\u010dn\u00fdm titulom.<\/strong> Ak \u017ealovan\u00fd pod\u00e1 odpor v\u010das s&nbsp;vecn\u00fdm od\u00f4vodnen\u00edm, tak sa Platobn\u00fd rozkaz zru\u0161\u00ed a vec sa post\u00fapi na miestne pr\u00edslu\u0161n\u00fd s\u00fad (na post\u00fapenie veci je nevyhnutn\u00fd V\u00e1\u0161 n\u00e1vrh ako \u017ealobcu na pokra\u010dovanie v be\u017enom s\u00fadnom&nbsp;konan\u00ed).<\/p>\n\n\n\n<p class=\"has-cyan-bluish-gray-background-color has-background\"><strong>Kedy je podanie n\u00e1vrhu v upom\u00ednacom konan\u00ed nepr\u00edpustn\u00e9?<\/strong><\/p>\n\n\n\n<p>Ak sa uplat\u0148uje:<\/p>\n\n\n\n<ul><li>n\u00e1rok zo spotrebite\u013eskej zmluvy, ktor\u00e1 obsahuje neprijate\u013en\u00fa zmluvn\u00fa podmienku, a t\u00e1to okolnos\u0165 bude ma\u0165 vplyv na uplat\u0148ovan\u00fd n\u00e1rok,<\/li><li>n\u00e1rok zo spotrebite\u013eskej zmluvy, ak \u017ealovan\u00fd nebol na jeho zaplatenie vyzvan\u00fd v posledn\u00fdch troch mesiacoch pred podan\u00edm n\u00e1vrhu,<\/li><li>dohodnut\u00fd \u00farok z ome\u0161kania vo v\u00fd\u0161ke, ktor\u00e1 o viac ako p\u00e4\u0165 percentu\u00e1lnych bodov presahuje v\u00fd\u0161ku z\u00e1konn\u00e9ho \u00faroku z ome\u0161kania,<\/li><li>n\u00e1rok na zaplatenie tovaru alebo slu\u017eby zo spotrebite\u013eskej zmluvy, ktor\u00e9 e\u0161te neboli dodan\u00e9 alebo poskytnut\u00e9,<\/li><li>n\u00e1rok zo zmenky vo\u010di fyzickej osobe alebo<\/li><li>n\u00e1rok, ktor\u00fd je v zjavnom rozpore s pr\u00e1vnymi predpismi.<\/li><\/ul>\n\n\n\n<p class=\"has-cyan-bluish-gray-background-color has-background\"><strong>\u010co, ak chcem ako dl\u017en\u00edk \u017ealovan\u00fa sumu zaplati\u0165, ale aktu\u00e1lne nem\u00e1m dostatok financi\u00ed?&nbsp;<\/strong><\/p>\n\n\n\n<p>Ak ste \u017ealovan\u00fdm (dl\u017en\u00edkom) ako fyzick\u00e1 osoba m\u00e1te mo\u017enos\u0165 po\u017eiada\u0165 s\u00fad <strong>o&nbsp;povolenie plnenia v&nbsp;spl\u00e1tkach.&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"has-black-color has-luminous-vivid-orange-background-color has-text-color has-background\">Podmienkou je, \u017ee:&nbsp;<\/p>\n\n\n\n<ul><li>\u017ealovan\u00e1 istina (dl\u017en\u00e1 suma) nie je vy\u0161\u0161ia ako 2.000,- \u20ac,&nbsp;<\/li><li>Navrhujete splni\u0165 dlh v najviac 10-tich mesa\u010dn\u00fdch spl\u00e1tkach,&nbsp;<\/li><li>A e\u0161te podan\u00edm \u017eiadosti o&nbsp;povolenie plnenia v&nbsp;spl\u00e1tkach uhrad\u00edte \u017ealobcovi min. 50,- \u20ac.<\/li><\/ul>\n\n\n\n<p class=\"has-vivid-red-background-color has-background\">Priprav\u00edme pre V\u00e1s: <\/p>\n\n\n\n<ul><li>budeme za V\u00e1s rie\u0161i\u0165 mimos\u00fadne urovnanie a rokovanie s protistranou,<\/li><li>vypracujeme pre V\u00e1s N\u00e1vrh na vydanie Platobn\u00e9ho rozkazu v upom\u00ednacom konan\u00ed a budeme \u010falej komunikova\u0165 so s\u00fadom, <\/li><li>budeme V\u00e1s zastupova\u0165 a\u017e do pr\u00e1voplatn\u00e9ho skon\u010denia veci. <\/li><\/ul>\n\n\n\n<p class=\"has-text-align-center has-background\" style=\"background-color:#89b9cd\">Tento \u010dl\u00e1nok nie je pr\u00e1vnou slu\u017ebou, pri\u010dom ka\u017ed\u00fd pr\u00e1vny vz\u0165ah je nevyhnutn\u00e9 pos\u00fadi\u0165&nbsp; pr\u00e1vne a&nbsp;skutkovo individu\u00e1lne. <strong>Ak m\u00e1te ak\u00e9ko\u013evek \u010fa\u013e\u0161ie ot\u00e1zky a potrebujete poradi\u0165,&nbsp;sme tu pre V\u00e1s. Nev\u00e1hajte n\u00e1s kontaktova\u0165 na e-mailovej adrese:&nbsp;info@ak-ak.sk<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Viete, \u010do je to tzv. UPOM\u00cdNACIE KONANIE?&nbsp; Jedn\u00e1 sa o s\u00fadne konanie v\u010faka, ktor\u00e9mu vym\u00f4\u017eete svoje peniaze r\u00fdchlej\u0161ie, lacnej\u0161ie a efekt\u00edvnej\u0161ie. Ak\u00e9 s\u00fa v\u00fdhody upom\u00ednacieho konania oproti be\u017ene podanej \u017ealobe?&nbsp; s\u00fadny poplatok za podanie n\u00e1vrhu je len vo v\u00fd\u0161ke 3% zo \u017ealovanej istiny (v be\u017enom s\u00fadnom konan\u00ed by ste zaplatili 6% zo \u017ealovanej istiny) expresn\u00e9 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2041,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[57],"tags":[],"_links":{"self":[{"href":"https:\/\/www.ak-ak.sk\/de\/wp-json\/wp\/v2\/posts\/2038"}],"collection":[{"href":"https:\/\/www.ak-ak.sk\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ak-ak.sk\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ak-ak.sk\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ak-ak.sk\/de\/wp-json\/wp\/v2\/comments?post=2038"}],"version-history":[{"count":6,"href":"https:\/\/www.ak-ak.sk\/de\/wp-json\/wp\/v2\/posts\/2038\/revisions"}],"predecessor-version":[{"id":3454,"href":"https:\/\/www.ak-ak.sk\/de\/wp-json\/wp\/v2\/posts\/2038\/revisions\/3454"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ak-ak.sk\/de\/wp-json\/wp\/v2\/media\/2041"}],"wp:attachment":[{"href":"https:\/\/www.ak-ak.sk\/de\/wp-json\/wp\/v2\/media?parent=2038"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ak-ak.sk\/de\/wp-json\/wp\/v2\/categories?post=2038"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ak-ak.sk\/de\/wp-json\/wp\/v2\/tags?post=2038"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}